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Millions of people find a dentist by insurance to help reduce their out-of-pocket expenses. Dental insurance is typically offered through an employer, who works with the insurance company to determine coverage. The employer pays a portion of the cost of care, with some employers paying more than others. However, some procedures aren’t fully covered by insurance, including some cosmetic procedures. When this occurs, the patient is responsible for the remaining balance.
Which Dentist Takes My Insurance?
When you’re wondering, “How can I find a dentist near me who accepts my insurance?” know that the answer may be found at our practice. We are in-network with several major insurance providers, and our staff members are happy to file claims on patients’ behalf. If you’ve said to yourself, “I need to learn how to use my dental insurance with a dentist in Yorktown Heights,” let the team at our office help you maximize your coverage.
Understanding the Benefits of Dental Insurance
Have you ever wondered, “What should I ask my provider when finding a dentist near me who accepts my insurance?” While our dentists and staff members can answer many common insurance questions, your provider may be more equipped to answer plan-specific questions. Here are a few things to ask when contacting your provider:
- How can I find a dentist in Yorktown Heights by insurance?
- Does my plan have deductible limits?
- Do I have to wait before receiving treatment?
- Does my plan include a missing teeth clause?
- What are the deductible limits?
- How many times can I see a dentist each year?
- Does my plan cover cosmetic or orthodontic care?
- Are there co-pays and fees when I see the dentist?
In addition to asking these insurance questions, it’s important to determine what type of plan you have. Dental insurance plans usually come in both PPO and HMO varieties, each with different benefits. When you see a dentist that accepts PPO insurance, you will usually have a co-pay for each visit. On the other hand, seeing a dentist that accepts HMO insurance means that you must select a provider from a pre-selected list. However, your premiums may be lower with an HMO plan. It’s also important to note that some procedures are not fully covered by dental insurance. If unexpected expenses occur, we may able to provide a flexible financing arrangement that helps you manage these costs.
When trying to find a dentist in Yorktown Heights by insurance, sifting through the details of your plan can sometimes be confusing. That’s why our team members are here to help. We’re always available to answer your questions during or before your appointment.
We’re Committed to Providing Affordable Care
If you’ve been searching for a dentist that takes insurance, give our office a call to learn more about insurance, flexible financing, and our other payment options. Our team members will help you understand the details of your treatment plan and what coverage is offered. We’re here to help you achieve your healthiest smile without sacrificing your budget. Call us now to get started.
Insurances We Accept
- Anthem (BCBS)
- Blue Cross & Blue Shield
- Delta Dental Premier®
- Delta PPO
- Dental Health Alliance
- Dentaquest (we no longer accept Emblem Health)
- Lincoln Financial
- Medicare Advantage (Seniors 65+)
- TriCare (Military)
- United Concordia
- United Healthcare